Sensible discussion of target date funds. Article discusses variations across different funds in terms of allocation and glidepath (ie how the portfolio changes as it approaches the target date). https://soundmindinvesting.com/articles/view/dont-be-surprised-if-target-date-funds-miss-the-mark
https://www.washingtonpost.com/opinions/2020/08/01/cfpb-once-defended-consumers-thanks-trump-it-now-helps-companies-prey-them-instead/?utm_campaign=wp_post_most&utm_medium=email&utm_source=newsletter&wpisrc=nl_most
Several issues to consider – 1) how much have loan modifications and forbearance artificially suppressed defaults and delinquencies, 2) how many jobs have been permanently lost due to downsizing and company BK, 3) how many jobs are vulnerable to the ebb and flow of reopening economy. The reopening economy jobs should be targeted by directly …
A perennial problem especially with public pension funds. https://www.forbes.com/sites/edwardsiedle/2020/05/24/state-pension-overseers-lack-investment-experiencewhat-could-possibly-go-wrong/#59f69e0127aa
https://www.institutionalinvestor.com/article/b1lf9zw3n8w3gt/Was-CalPERS-Right-to-Unwind-Its-Tail-Risk-Program
Terry Smith blasts platforms for fuelling illusion of fund liquidity – https://giftarticle.ft.com/giftarticle/actions/redeem/c957d29a-00a1-401c-b992-b5b68e4f7ae1 via @FT
How much you need to save to earn $100,000 a year in interest – https://www.cnbc.com/id/106426592?view=story&%24DEVICE%24=native-android-mobile
https://amp-ft-com.cdn.ampproject.org/c/s/amp.ft.com/content/9414052a-3142-11ea-9703-eea0cae3f0de
Vanguard Patented a Method to Avoid Taxes on Mutual Funds https://www.bloomberg.com/graphics/2019-vanguard-mutual-fund-tax-dodge/?utm_medium=deeplink
Americans Are Taking Cash Out of Their Homes—And It Is Costing Them https://www.wsj.com/articles/americans-are-taking-cash-out-of-their-homesand-it-is-costing-them-11577529000