Launching India’s Microinsurance Revolution: How the Sector Can Build Upon Growing Customer Awareness Due to COVID-19 – NextBillion
https://nextbillion.net/india-microinsurance-covid-19/
The Push to Require Financial Literacy
https://www.investopedia.com/the-push-to-make-financial-literacy-into-law-4628372?utm_source=personalized&utm_campaign=bouncex&utm_term=22693148&utm_medium=email
When to Tap Social Security: The Sometimes Surprising Answer From Online Calculators – The Wall Street Journal.
When to Tap Social Security: The Sometimes Surprising Answer From Online Calculators https://www.wsj.com/articles/when-to-tap-social-security-the-sometimes-surprising-answer-from-online-calculators-11610144634
Opinion | Donald Graham: To lower the cost of college, officials should make students eligible for larger Pell Grants – The Washington Post
https://www.washingtonpost.com/opinions/2020/12/24/don-graham-pell-grants-college/?utm_medium=email&utm_source=newsletter&wpisrc=nl_opinions&utm_campaign=wp_opinions
Zillow’s Zestimate Is the Algorithm We Love to Hate. Why Can’t We Quit It? – The Wall Street Journal.
Zillow’s Zestimate Is the Algorithm We Love to Hate. Why Can’t We Quit It? https://www.wsj.com/articles/zillows-zestimate-is-the-algorithm-we-love-to-hate-11603981690
Who owes the most in student loans: New data from the Fed
Article argues a more nuanced view of student debt and how the burden is largely born by higher income households. Article argues against wholesale debt forgiveness. https://www-brookings-edu.cdn.ampproject.org/c/s/www.brookings.edu/blog/up-front/2020/10/09/who-owes-the-most-in-student-loans-new-data-from-the-fed/amp/
Don’t Be Surprised if Target-Date Funds Miss the Mark | Sound Mind Investing
Sensible discussion of target date funds. Article discusses variations across different funds in terms of allocation and glidepath (ie how the portfolio changes as it approaches the target date). https://soundmindinvesting.com/articles/view/dont-be-surprised-if-target-date-funds-miss-the-mark
Opinion | The CFPB once defended consumers. Thanks to Trump, it now helps companies prey on them instead. – The Washington Post
https://www.washingtonpost.com/opinions/2020/08/01/cfpb-once-defended-consumers-thanks-trump-it-now-helps-companies-prey-them-instead/?utm_campaign=wp_post_most&utm_medium=email&utm_source=newsletter&wpisrc=nl_most
Investors brace for consumer debt defaults if US relief stalls | Financial Times
Several issues to consider – 1) how much have loan modifications and forbearance artificially suppressed defaults and delinquencies, 2) how many jobs have been permanently lost due to downsizing and company BK, 3) how many jobs are vulnerable to the ebb and flow of reopening economy. The reopening economy jobs should be targeted by directly …
State Pension Boards Lack Investment Experience- What Could Possibly Go Wrong?
A perennial problem especially with public pension funds. https://www.forbes.com/sites/edwardsiedle/2020/05/24/state-pension-overseers-lack-investment-experiencewhat-could-possibly-go-wrong/#59f69e0127aa